Consolidating student loans in default

11-Jan-2020 03:30

consolidating student loans in default-43

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3) I get paid bi-weekly and they take out payment twice a month so is that 5 months of payments or 5 payments? With the new law, do I only need to make 5 consecutive payments to get out of garnishment, or do I need to pay money on top of that?

4) Before the new law, they have told me that I would need to pay an additional 0 on top of the 15% they already take out for my wage garnishment. Ultimately, I just want to know what my rights are before approaching the company that holds my account as they have not been very helpful thus far and I don't see that changing.

If you don’t pay your student loans, creditors will start calling.

In 2013, 13.7 percent of borrowers in their third year of student loan repayment defaulted on their loans. While the terms of your specific federal loan may vary, for most federal student loans default occurs when you fail to make a payment for more than 270 days.This means that your total loan balance will be higher after the forbearance period ends.There are certain situations in which a lender must provide forbearance.Default is when a borrower simply does not meet his or her repayment obligation.

If you have missed one or two payments, you are generally considered to be delinquent, not in default!

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